Tailor your cover to meet your specific renters contents insurance needs.
At Aviva, we understand that for most things in life, one size doesn’t fit all. And the same can be said about insurance. The home insurance you need when renting differs from the home insurance you need when you own a home. We offer renters contents insurance cover, which you can tailor to suit your needs.
Renters insurance as part of Aviva's home insurance product offering.
Why do you need renters contents insurance?
Whether you own it or not, the house or apartment you live in is your home. We all want to protect the belongings that make our house feel like our own special space. Your landlord will more than likely have buildings only insurance, meaning nothing inside of your rented home is covered should anything happen. It’s up to you as the tenant to get renters insurance to protect your belongings.
Renters insurance is also known as contents insurance. You can find more information about renters contents insurance on our dedicated page.There are plenty of instances where you would be relieved to have contents cover in place - if there was a fire in your home, flooding or a burglary, you would be insured against damages or losses to your belongings.
Calculate your contents value
Try our handy Contents Insurance Calculator to work out the value of your contents.
What is covered with renters contents insurance?
Your contents cover will include household goods like:
- Ornaments
- Sofas, beds and linen
- Bookshelves and books
It also includes belongings whilst within your home such as:
- Clothes and shoes
- Jewellery
- Laptops, TVs and phones
- Cash of up to €400
A good way to think of it, is insurance that covers items you would normally take with you when moving home. We offer contents cover on a ‘new for old’ basis. This means that, in most cases, we will replace stolen or damaged items with new items.
There are a number of special features and discounts that are included as standard with renters contents insurance. You can find all the information about home insurance discounts here, including help in a home emergency, loss of visitors’ personal belongings and the loss of a credit or debit card. Cover limits apply.
Looking for more information?
Contents Insurance
Contents insurance covers your personal items, protect from fire or flood damage, theft, or accidental damage.
Landlord Insurance
Protect your property with landlord home insurance. If you own a property that is rented, make sure it’s protected.
Buildings & Contents Insurance
We offer contents only cover for renters, and can tailor this to suit your specific needs.
Buildings Insurance
If you have employed a contractor to build your home (not a self-build), buildings insurance can offer peace of mind.
Home Insurance
You want to know that if something happens to your home, you've got great cover at an affordable price.
Holiday Home Insurance
While a holiday home is often out of mind because it’s out of sight, insurance is definitely worth investigating
Policy details
Here you can find important information about your coverage and the services we provide. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.
Home articles
Get up to speed with our helpful guides and all the latest home insurance news.
Christmas Recipe | Rice Krispie Wreath
The festive season is the perfect time to get creative in the kitchen. This fun and festive treat is not only easy to make but also great fun to decorate.
Winter Ready Home with Aileen Hogan
Get your house winter ready. DIY tips with Aileen Hogan founder of Shabby.ie. on heating efficiency, home security, protecting your garden and more.
Fire Safety
Aviva spoke with two fire safety businesses about how to safeguard your home against fire, general best practices, and what to do in an emergency
Get the inside scoop on Ireland Rugby Players
We asked Irish Rugby Players Tom O'Toole, Dan Sheehan, and James Ryan to take a quick-fire game about their rugby teammates. Video included.
Home Insurance Renewal: What to Consider
A guide to factors to consider during your home insurance renewal process, like policy reviews, renewal incentives, under-insurance and much more.
What exactly is a Net Zero Home?
Wondering whether a net zero home is in your future? Here’s what you need to know about zero energy homes.
10 Affordable Home Improvements That Will Transform Your Space
These cheap DIY upgrades will leave you with a more beautiful home without putting a strain on your finances.
Minimising potential fire risks when using tumble dryers
Whilst tumble dryers offer much-needed convenience, improper use and lack of maintenance can lead to serious fire hazards. Learn to help combat this.
How to Spot and Stop Water Damage in Your Home
A guide to the different signs of water damage that can present in a home, and the steps needed to minimise the effects.
Preventing fire hazards: Essential tips and advice for your home
Fire hazards in the home are a serious concern and preventing these hazards is essential for ensuring the safety and security of your home and loved ones.
Top Bathroom Design Trends to Transform Your Bathroom
Sick of your bathroom décor being boring? There are countless ways to inject some colour and personality into your bathroom this year.
Creative Hall, Stairs and Landing Ideas to Upgrade Your Space
Hallway decor ideas are a great way to expand your personal style and make your home a welcoming place to new guests.
Colour Drenching to Smart Storage: Modern Living Room Ideas
Looking to make an upgrade to your living room? Here are some sitting room ideas to make a statement this year.
Modern Kitchen Ideas to Revamp Your Space
Kitchen decor taste can vary widely from person to person, but there are a few key ways to upgrade your space – as told by the experts.
5 Cosy Bedroom Design Ideas
Studies have shown that people get better sleep when their bedroom is optimised for it – which is why bedroom design ideas are so important to get right.
Impress your guests with our party food recipes!
With the festive season in full swing, get set to steal the show with our delicious party food recipes you can recreate at home.