Over 50's car insurance as part of Aviva's car insurance product offering.
We reward safe driving, so if you’re an experienced driver who’s been on the road for years and has a great track record, as an Aviva customer, you can avail of some discounts and benefits. Our benefits include a no-claim discount of up to 50%, a hassle-free claims process, and a 15% discount simply for buying online!
Courtesy car
We will provide you with a courtesy car for up to 7 days when yours is being repaired by an Aviva Motor Services repairer if you make a claim under your policy.
Windscreen damage cover
Standard with all Comprehensive cover policies and if you use one of our aligned windscreen repairers for the replacement or repair, there is no limit.
Breakdown rescue cover
We’re on hand 24 hours a day, 7 days a week if your car breaks down.
Choose your car insurance cover
- We offer you a choice between comprehensive or third party, fire and theft cover.
- Both covers give you excellent benefits.
- You can customise them with optional covers or extras so they're just right for you. We also offer great discounts to keep your costs down.
Get a car insurance quote
Take out your car insurance policy online and we'll give you a 15% discount.Footnote [1]
Car insurance discounts
We have a number of discounts available on our car insurance when it comes to safe drivers. These include:
No-claim discount?
Up to 50% off the price of your car insurance when you have 5 years claims free driving in your own name. Any payment we make for fire, theft or windscreen damage claims will not affect your no-claim discount.Footnote [2]
No penalty points? Up to 19% off
When you and your additional drivers are penalty points free you may be able to benefit from a discount of up to 19% on your car insurance premium.
To qualify for our penalty points rating, all drivers on the policy must be capable of incurring penalty points for driving offenses in the Republic of Ireland.2
Car insurance benefits
As well as big discounts, we also have a variety of benefits available for our car insurance customers. These include:
Personal belongings cover
We pay up to €500 if personal belongings in your car are damaged or lost as a result of fire, accident or theft. And no. this won't affect your no-claims discount either!
Driving other cars
You get third party cover to drive other people's cars provided you have a full, current EU or UK driving licence. There are some restrictions, check your MotorCare policy booklet for details.
24/7 Claims helpline
Our claims helpline is open all day and all night every day of the year so if you need us just call 1800 147 147.
Online servicing
You can access your policy and your policy documents at any time using MyAviva. We won't charge you any administration costs if you make changes to your policy online.
Car insurance policy details
Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available.
Looking for more information?
Optional cover
One size doesn't fit all so you can tailor your car insurance cover to meet your needs.
Car insurance discounts
Make great savings on your car insurance with our range of discounts.
MyAviva Car
A self-service portal so that you can manage, review and make changes to your car insurance policy online.
Car articles
Take a look at our library of helpful articles and latest car insurance news.
How Much Does It Cost to Charge an Electric Car in Ireland?
Our guide explains the difference in costs between charging at home and a public chargepoint, and the grants that come with choosing to buy an electric car.
Car seats – Safe driving with children
From newborn car seats to booster seats, this guide will take you through the best features for each age group to keep children safe while driving.
10 Common Reasons Cars Break Down
Let’s explore some of the most common reasons cars can break down and how to avoid them, ensuring you stay safe and secure on the road.
What to Do if You Have a Used Car Problem
Buying a new vehicle can be exciting, but excitement can turn to panic if you find a problem with a second-hand car.
NCT vs MOT: The Differences for Irish and UK Drivers
There are key differences between the NCT and MOT systems that drivers should be aware of, especially if you are looking to buy an import from the UK.
Here's What You Need to Know to Import a Car to Ireland
We’ll cover considerations for importing a car to Ireland, including how to insure your imported car, stay within budget, and key details to keep in mind.
Nine step ultimate checklist before driving
Maintaining your vehicle is crucial - to help drivers as they prepare to travel, we’ve put together a 9 -step ‘ultimate’ checklist.
A very special Christmas surprise!
Witness pure excitement unfold as what appears to be a routine car fix turns into an unforgettable surprise for 12-year-old Taylor Swift superfan, Eleanor.
Higher or Lower with Irish Rugby players
We put a few Irish Rugby Players through their paces with a game of Higher or Lower! Jimmy O’Brien, Jordan Larmour and Jack Conan were the brave contestants.
Holidaying at home: Your complete guide to green getaways – Part Two
In part two of our eco staycations guide, we look at three further Irish destinations to holiday with the environment in mind. So, you’ll be ready to staycation!
Lost Driving Licence? Here’s What You Need to Know
If you need a replacement driving licence but don’t know where to start, here’s all the information you need.
The Best Small Electric Cars in Ireland 2023
Are you looking to switch from a conventional vehicle to an electric car? Find out about the most popular small EVs that are on the market in 2023.
Top five Irish beaches for a sunny day
From the cove of Keem Bay on Achill Island to Portmarnock’s sandy shores, read on to check out our top five picks for the best Irish beaches for a sunny day…
Making memories: Your guide to unmissable summer family days out
Take a look at our carefully curated list of the best family-friendly activities – with choices suitable for all ages, budgets and interests.
Holidaying at home: Your complete guide to green getaways
Seeking a getaway designed with our environment in mind. In this guide, we’ll explore the best of Ireland’s green destinations, perfect for a staycation!
Car accident with an uninsured driver – what to do
There are many consequences for driving without having your car insured in Ireland, but how does this impact drivers who are insured?