Protection from Aviva
Get peace of mind with protection insurance from Aviva
With Aviva you can enjoy the added peace of mind knowing your future and family are looked after with our range of personal protection insurance.
Secure your home, health, and future with our choice of protection policies.
Mortgage Protection Insurance
Provides life cover that reduces broadly in line with the balance outstanding on your mortgage with the option of adding specified illness cover.
Income Protection
Have you thought about how you would cope financially if you could not work due to illness or injury? Income Protection is insurance cover that provides you with a replacement income should accident or sickness keep you out of work for an extended period of time.
Specified Illness cover
No one wants to think they’ll be struck down with a serious illness – but unfortunately it can affect anyone, at any age and any time. If this happened to you, have you thought how you’d cope financially?
The difference between Life Insurance and Mortgage Protection
Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited explains the difference between Life Insurance and Mortgage Protection.
Transcript
00:00:00 Video starts
00:00:05 Siocha Costello, one minute pitch. The difference between Life Insurance and Mortgage Protection, your time starts now.
What is Life Insurance?
00:00:14 Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited
In a nutshell life insurance will pay your dependents a lump sum if you die.
00:00:20
What is Mortgage Protection?
00:00:22 Siocha Costello
Mortgage protection pays out the outstanding balance of your mortgage if you die.
00:00:25
So, what is the main difference between the two?
00:00:27 Siocha Costello
The money from you mortgage protection goes to your lender to pay off your mortgage so your family home is secure. Life insurance gives your family money for all their other expenses, childcare costs, electricity costs and loans.
00:00:41
Why would you need both?
00:00:42 Siocha Costello
If you are taking out a mortgage you are required to have mortgage protection in place, having both means having all your family financial outgoings are taking care off.
00:00:52
When is a good time to get cover?
00:00:54 Siocha Costello
Insurance costs are generally based on several factors. One of those is age so the younger you are generally the cheaper it is.
00:01:03
What do you think is the best thing about these products?
00:01:06 Siocha Costello
I think the peace of mind that comes will knowing that your family is financially secure if anything happened to you.
00:01:12
Siocha your time is up.
To find out more about Life Insurance and Mortgage Protection talk to your Financial Broker.
00:01:23 Video ends
Aviva Care*
With your protection policy you have access to the following services through our Aviva Care benefit:
- Digital GP
- Best Doctors Second Medical Opinion
- Family Care Mental Health Support
- Bereavement Support
Michael Roche - Understanding Protection
Michael explains the different types of protection policies in the market and what you should look out for.
Transcript for video Michael Roche, One Minute Pitch. Understanding Protection.
Michael Roche, One Minute Pitch. Understanding Protection.
Your time starts now.
What are the different types of protection available?
There are four main products available. Life cover, which pays your family a lump sum should you die prematurely.
Serious illness policy pays you a lump sum if you get diagnosed with one of a list of specified illnesses.
Income protection pays you a replacement income, if you're unable to work due to illness or injury, and mortgage protection clears any outstanding balances which you may have on your mortgage should you die.
Does it matter who I buy it from?
Absolutely. Not all products and providers are the same. Choose an insurance company with a strong track record in paying out claims and choose a product that offers you more than financial protection.
Why should I choose Aviva?
Aviva have been paying out claims in Ireland for over 240 years. In addition to this, you get access to Aviva Care, including digital GP.
Finally, any last words of advice?
Choose a protection product that best suits you and your family. Speak to a financial broker for further advice.
Michael, your time is up.
Mortgage protection insurance quote
Whether you’re a first time buyer, building your own home or a homeowner looking to make some savings, shopping around for mortgage protection is always a good idea. Why not ask us for a quick quote and see how we compare? And if you’re switching from another provider, don’t worry – we’ll guide you through the process.