Savings and investments
Save for a sunny day with savings and investments from Aviva
When you have something special to look forward to, it makes everything a little brighter. That’s where a sensible savings plan or investment plan comes in, it can help you achieve your important financial goals such as paying college fees, buying your first home or helping your children get on the property ladder.
We offer different ways to invest, each with different options and risk levels, so that you feel totally comfortable with the investment you’ve made. What’s more, we offer funds that are put together with responsible investing principles in mind. Helping your money do good in the world, with the opportunity to be rewarded for your efforts too.
From €100 a month
Invest from as little as €100 per month with Savings Plan or invest a lump sum from €10,000 with Investment Bond.
Grow your savings
Choose from our ready-made funds or build your portfolio using funds from our Aviva Select Range.
Account flexibility
Make regular withdrawals and check your values any time with Aviva online.
Learn more about Saving and Investing
Watch our short video about savings and investments with Stephen Rice, Aviva Life & Pensions Ireland DAC, Investments & Pensions Propositions Lead
Transcript for video Learn more about Saving and Investing
00:00:00 Video Starts
00:00:06 - Question
Stephen Rice one minute pitch.
Savings and investments.
Your time starts now.
Deposit accounts or investment products?
00:00:15 Stephen Rice
Deposits for short-term need, such as your rainy day fund. Investments for longer term horizons, such as kids education, or indeed, your retirement.
00:00:23 - Question
Why choose an investment product to meet longer term needs.
00:00:26 Stephen Rice
Two main reasons, I suppose to beat deposit rates over the longer term, and secondly, to beat inflation.
00:00:31 - Question
Why invest with Aviva?
00:00:33 Stephen Rice
We offer a range of funds to meet different people’s risk profiles, and we also have ESG, or sustainability at the core of our ethos.
00:00:42 - Question
Do you need a lot of money to invest?
00:00:43 Stephen Rice
No, you can start saving with Aviva from €250 per month.
00:00:48 - Question
How do you invest?
00:00:49 Stephen Rice
Very simply talk to your financial broker who will match you with the right product for your needs at a point in time.
00:00:54 - Question
What are your top tips for investing?
00:00:55 Stephen Rice
It may sound simple but understand the time horizon you wish to save for and why you’re saving.
00:01:00 - Question
Finally, Stephen, what are you investing for at the moment?
00:01:03 Stephen Rice
Well as a father with a young family, for me it’s definitely education, and maybe the need to move to a bigger house or extend on our current house as the kids get a bit older.
00:01:14 - Question
Stephen, your time is up.
For more information on savings and investments, contact your financial broker.
00:01:34 Video Ends
Aviva Savings and Investments Products
Whether you're saving regularly or you've got a lump sum to invest for the future, we have a range of saving and investment plans to suit your needs.
Aviva Savings Plan
Aviva Savings Plan gives you a straightforward way to save monthly to help you achieve your medium to long-term financial goals.
Aviva Investment Bond
Aviva Investment Bond gives you straightforward way to invest a lump sum to help you achieve your medium and long-term financial goals.
Investments that work for you
Investing your money
We all have different preferences for how we like to invest, and we aim to match our offering with your needs.
With the help of your Financial Broker, you can opt for a simple ready made solution or build your portfolio selecting funds from our Aviva Select Range. We also offer responsible investing options across our ranges.
Useful Tools
Planning your financial future can be as straightforward as you want it to be. But first, there are few things you should think about.
Key Information Document
A Key Information Document (KID) is an information sheet that helps you understand and compare the key features, risks and costs of the product and funds you are considering investing in.
Investment Suitability Tool
This tool can help you to understand how much risk you are prepared to accept when making investment decisions.
Collective Investment Vehicle
A Collective Investment Vehicle (CIV) – sometimes known as a Collective Investment Scheme (CIS) – is a fund where different investors’ money is pooled to invest in assets that match the fund’s investment objectives and policies.
With-Profits
You can see how it’s performing, read the latest bonus announcements and get answers to any questions you have.
Aviva Online Service Centre
You can access your policy information online through our customer portal.
With Aviva Online Service Centre you can:
- see the current value of your policy
- see the funds you’re invested in
- see how much money you have invested in each fund
- access our online customer calculators
Expert advice
Want expert advice on savings and investments? Contact your Financial Broker today.
Useful documents
Important documents about savings & investments.
News articles
Investing for your child’s education can start now
Third-level education can be expensive, Aviva discusses how parents could find better ways to save for their children’s college education.
Investing in funds: the basics
You know the saying 'don't put all your eggs in one basket'? Funds allow you to invest in more than one asset at once. An asset is anything with monetary value. Read on.
Inflation – the hidden cost of money in the bank
As the inflation rate increases, the purchasing power of your money decreases, and you may not be able to buy as much with it as you used to.
4 reasons to invest
We look at the top 4 reasons to invest for your financial plan. Investing is more suitable to meet longer-term financial goals and can offer several benefits.
Am I financially ready to invest?
Are you considering investing but are still determining if you're financially ready? Ask yourself three questions to determine your investment readiness.
Planning for the future
Our Children’s Savings Investment Trust is a tax-efficient means to help secure a bright future for the younger generation once they turn 18.
Importance of a Financial Broker
In this article we will discuss five ways a Financial Broker can help improve your financial well-being.
4 tips to help you save for your children's education
In this blog post, we'll provide some practical tips to help you achieve the financial goal of saving for your children’s education.
Saving Vs. Investing: do both have a place in your financial plan?
Understanding the differences between saving vs investing allows you to choose the right tool for the right job and make the most of your money.
7 tips to inflation proof your finances
Seven tips that can help you safeguard your finances against inflation. Reassess your savings, consider investing to name a couple.
6 step guide to better budgeting
Budgeting is important. It helps you prioritise your expenses, allowing you to allocate your money wisely and effectively. In 6 steps learn how you can budget better.
Your savings questions answered
Our in-house expert answers some of the most asked questions in savings and investments, so you save your well-earned cash with peace of mind.
Tips to help you maintain your budget after lockdown
Need support maintaining your household budget once restrictions start to lift? Click here to get our best tips to help with household financial management.
Small changes that’ll make a big difference when saving for a house
Saving for a house is a milestone in anybody’s life and making some small changes can make a big impact on your savings.
Planning For Retirement
Nowadays we all try to live healthier and more active lifestyles. And the result is clear, because we’re now living longer than ever before.
Ways to cut the cost of your Christmas Day
Christmas is just around the corner and with that comes additional spend. Follow these simple steps to reduce the cost of your Christmas.
Warnings
Important information to consider.
| Warning: The value of your investment may go down as well as up. Warning: If you invest in these products you may lose some or all of the money you invest. Warning: Past performance is not a reliable guide to future performance. Warning: These products may be affected by changes in currency exchange rates. Warning: The income you get from this investment may go down as well as up. |
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| The funds referred to in this document may be linked to an insurance-based investment product and the Key Information Document (KID) for this product is available at www.aviva.ie/KIDs. The Risk Ratings of the funds referred to in this document differ from the corresponding Summary Risk Indicators shown in the KID. |
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Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.