Home Insurance Benefits

Christmas and weddings

The last thing you want to think about at Christmas and at a wedding time is insurance. That's why Aviva automatically increase your contents cover for free over Christmas, or when there's a wedding in your immediate family. Your cover increases by 10% for the month of December, as well as for 30 days before and after the wedding.

Legal expenses

The area of legal matters can be confusing and off-putting. As part of Aviva's home insurance, Aviva's ‘legal expenses’ cover gives you a number of useful services to help you with any legal questions you may have.

With this cover you have access to a legal advice helpline, which you can use to get advice on any personal legal matter, no matter how big or small. The helpline advice is absolutely confidential between you and your legal advisor.

To access home legal expenses, call 0818 253 065

Provided through your Aviva home insurance policy as standard and is provided by ARAG Legal Protection Limited.

Fire Brigade charges

If the Fire Brigade is called to put out a fire affecting - or likely to affect - your home, Aviva pay up to €3,500 to cover the charges.

Replacing door locks

If the keys to your home are stolen in a personal assault or break-in, Aviva pay up to €1,200 to cover the cost of replacing outside door locks, locks on domestic safes or alarm keys.

Frozen food

Aviva pay up to €1,000 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes or refrigerant leaks.

Credit and debit cards

If your credit or debit card is lost or stolen and you have to pay a bill as a result, Aviva refund you up to €2,000. Were you on holiday? No problem, this cover applies anywhere in Europe. You're also covered for the first 30 days if you're travelling outside Europe.

Visitors' belongings

At Aviva, we don't just cover you, we also provide some cover to visitors to your home. Aviva cover visitors' belongings up to €400 whilst in your home.

Title deeds

Aviva pay up to €1,000 to replace title deeds to your home, as long as they were lost or damaged while in your home or lodged with a bank, building society or solicitor.

Alternative accommodation

If fire, damage or another insured event means you cannot live in your home for a while, Aviva pay for the cost of similar accommodation for you and your family until you can safely return. This includes putting pets in kennels. Aviva pay up to 15% of the buildings and contents sums insured on your policy.