Extra Cover Options for your Car Insurance

Windscreen cover is a nice standard benefit with our Comprehensive policy. But you can opt to add it on to your Third Party, Fire and Theft policy for peace of mind.

It means we pay for accidental damage to your car windscreen or any other car window, apart from the sunroof, as well as scratches to the bodywork because of the breakage. Use one of our aligned windscreen repairers and you don't have to pay anything.

Just call 1800 147 147 for our current list of aligned windscreen repairers. If you want to use another windscreen repairer, we'll cover up to €225 for a single event.

A policy excess is a fixed amount you have to pay when you make a claim on your car insurance policy. If you have an Aviva Comprehensive policy, the standard excess is €300 and only applies to claims for accidental damage. But because we like to give you as much flexibility as possible, we let you choose to increase or reduce your excess in return for upping or lowering your premium.

The options available are shown below.

• Reduced excess - we will reduce your excess to €125 in return for an increase in your premium. The option to reduce your policy excess to €125 is only available if the policyholder holds a full EU or UK driving licence.
• Increased excess – we will increase your excess to €600 in return for a premium discount.

Bad things happen sometimes but you can protect yourself and those you care about in case of accidental bodily injury. For any person named on your policy and who you have chosen to cover for this benefit we will pay;

• €26,000 in the event of death, loss of sight or loss of one or more limbs. 
• Up to €130 for each complete day spent as an inpatient in hospital for up to 20 days.

JourneyWise also covers you while in, getting into or getting out of a private car or if you're a fare-paying passenger on a train, bus, taxi, aircraft, boat, ship or hovercraft.