If you are unable to secure a quotation in the market including your renewal, you can refer your case to the Declined Cases Agreement. The Declined Cases Agreement (DCA) is a mechanism whereby motorists who experience difficulty in obtaining motor insurance can apply for cover under this programme.
Most Insurance companies are party to an agreement with the Department of Transport. Insurers, through the mechanism of the Declined Cases Committee, will not decline to provide a motor policy for those individual proposers who have approached at least three insurers and have not been able to obtain insurance cover where the proposer is:
- One of their existing Motor policyholders or one who has held a policy with them in the preceding three years, or
- A new Proposer who has not within the preceding three years held motor insurance in his/her own name,
- Except where to provide such a policy would be contrary to the public interest.
A committee representing all Insurers who are party to this agreement has been established for the purpose of administrating the Agreement. For further information please contact the Consumer Information and assistance service within Insurance Ireland, 5, Harbourmaster Place, IFSC, Dublin 1 (Telephone: 01 676 1914, Fax: 01 676 1943, Email: info@insuranceireland.eu). The service can advise you on how to proceed further, and may be able to help in resolving the problem.
To request a letter from Aviva, please fill out the following form. Please note that you will require your reference number. Proceed to Form.