Car Insurance Discounts

We reward safe drivers and offer a range of discounts to save you money

Safe driving discounts

Want to save money on your car insurance? Of course you do! Then let us tell you about our impressive range of discounts and how you can get your hands on them.

No claims? Up to a maximum of 50% off

No Claims Discount

For every claim-free year that you hold a policy in your own name you get 10% off the price of your Comprehensive or Third Party, Fire and Theft insurance. So you can halve the price of your policy straight away! Even if you have fire or theft claims, your no-claims discount won't be affected. And if you insure more than one car with us, you'll get a no-claims discount on each car separately.

No penalty points? Up to 19% off

No Penalty Points Discount

When you and your additional drivers are penalty point free you may be able to benefit from a discount on your car insurance premium. To qualify for our penalty points rating all drivers on the policy must be capable of incurring penalty points for driving offenses in Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF). A policy loading may be applied for penalty points which are incurred by you or any driver whose driving is covered by this policy. Discounts or loadings may vary depending on the number and nature of the penalty points incurred.

Relevant driving qualification? Up to 20% off

Driving Qualification Discount

We all know experience counts. That's why you get 20% of the price off your policy if you hold a relevant 'Advanced Driver' qualification with the following driving associations:

  • The IAM Roadsmart (institute of Advanced Motorists) in the UK
  • The RoSPA (Royal Society for the Prevention of Accidents)
  • Diamond Advanced Motorists

Offer subject to minimum premium of €310 for car.

Loyalty discounts

We reward existing customers who choose Aviva for their insurance needs.

More than one car at your household? 10% off subsequent policies

MultiCar Discount

Do other members of your household have cars to insure? Then our multicar discount is just what you need. If you or other members of your household already have a car insurance policy purchased through Aviva Direct Ireland Limited registered at the same address, you'll get a 10% discount for every additional car you insure with us.Footnote [1]

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Policy discounts

You can make more savings when you buy online or increase your policy excess.

Buy online? 15% off

Policy Excess Discount

Simply buy your car insurance online with us and get 15% off the price of your policy. Instant access to your documents, no more waiting for snail mail and money off...what's not to like!Footnote [2]

Increase your policy excess? 5% off

Policy Excess Discount

Your policy excess is the amount you have to pay if you make a claim on your car insurance. On a standard Aviva policy, that's €300. But if you go for an excess of €600 instead, we'll give you a 5% discount on your premium.

Please note that we only offer this discount on Comprehensive car insurance policies.

Looking for Car Insurance?

Get 15% online car insurance discount when you buy onlineFootnote [2]

Looking for more information?

Aviva car insurance comes with great benefits as standard, a range of optional covers and extras and there's great savings to be made if you have more than one car in your household.

Need to contact us?

You'll find all the contact information you need here