Car Insurance Benefits

Breakdowns happen but if they happen to you, Aviva car insurance benefits cover breakdown rescue anywhere in Ireland or the United Kingdom for;

• Mechanical breakdown
• Fire, theft, attempted theft or malicious damage
  
• Punctures you need help to fix
  
• Wheel replacement
  
• Keys broken in the lock or locked in your car
  

Find out more about breakdown rescue

You, as policyholder, can get third party cover to drive other people’s cars if you have a full, current EU or UK driving licence. Some restrictions apply, check your MotorCare policy booklet for details.

Cracked windscreen? If you use one of Aviva's aligned windscreen repairers you get unlimited windscreen cover with your Comprehensive policy.

Just call 1800 147 147 for our current list of aligned windscreen repairers. Got a Third Party, Fire and Theft policy? You can get this benefit for an extra premium.

A limit of €225 applies if a non-approved repairer completes the work.

Car insurance benefit that support you when you need it the most. Aviva's claims helpline is open all day and all night every day of the year so if you need us just call 1800 147 147. One of Aviva's claims handlers will tell you:

• Whether your car insurance policy covers you for the incident
• What you have to pay
• The steps involved in getting your claim settled

No more waiting for documents to arrive by mail. You can access your policy documents securely at any time using MyAviva, our online self-service facility. We won't charge you any administration costs if you make changes to your policy online and you'll help us reduce our carbon footprint. A win for everyone!

Aviva provide cover on any private car (up to 2000cc) loaned to you or a permitted driver shown on your Certificate of insurance, for up to seven days by a registered garage or vehicle repairer while your car as described on your Schedule is being serviced or repaired.

Aviva will provide you with a courtesy car for up to seven days when yours is being repaired by an Aviva Motor Services repairer in the event of loss or damage caused resulting in a claim under your policy.

All Aviva car insurance customers will have personal legal expenses cover providing you with access to a legal advice helpline you can use to get advice on any personal legal matter, appoint legal advisor if you need to defend a motoring prosecution.

You can access the strictly confidential legal advice helpline on 0818 253 065. Cover is underwritten by ARAG Legal Protection Limited, Europa House, Harcourt Centre, Harcourt Street, Dublin 2, D02 WR20.

Aviva also cover you for professional costs and expenses up to €65,000* that might arise if you make a civil claim for damages after a car accident.

^{*€65,000 in legal costs covers a single claim or event.}

Aviva car insurance benefits suports you for the little inconveniences in life too. If your car keys or your lock transmitter are lost or stolen, we've got you covered too. We'll pay for the cost of replacing:

• The door locks and boot lock
• The ignition steering lock
• The lock transmitter and central-locking interface

The most Aviva will pay is €1000. 

Aviva pay up to €500 if personal belongings in your car are damaged or lost as a result of fire, accident or theft. And no, this won't affect your no-claims discount either!

Your car phone and certain audio equipment are protected too. Aviva pay any amount over 5% of the insured value of the car, or €650, whichever is less, for loss or damage to radio, hi-fi, car-phone or CB radio equipment, unless we agree otherwise.

There for you when you need us the most, offering supportive car insurance benefits that cover charges made by the fire brigade to:

• Control or put out a fire in your car
• Remove the driver or passengers from your car using cutting equipment